Meet Your Advisor
Turning your life goals into a structured investment plan you can trust.
About Me
My Investing Roots
Living through the 2008 market downturn during my MBA sparked an early interest in how markets really work. In 2011, during my corporate career, I made my first investment—an act that soon grew into deeper curiosity. I began closely tracking mutual fund schemes, studying financial planning principles, and observing how different investment styles perform over time. This phase shaped my long-term mindset, teaching me to look beyond short-term noise and focus on patience, planning, and purpose.
What the Markets Taught Me
As my career progressed, so did my experience with markets. I lived through multiple market cycles—periods of optimism, volatility, and uncertainty. These phases reinforced a powerful lesson: consistency, discipline, and planning matter far more than short-term performance.
I learned that successful investing is not about predicting markets, but about staying invested, reviewing portfolios objectively, and aligning investments with life goals. This phase shaped my belief in goal-based investing—where every financial decision has a purpose and a time horizon.
Why PlanNivesh Exists
Years of disciplined investing and thoughtful planning helped me achieve financial independence—giving me the freedom to redesign how I spend my time and energy. With financial pressure reduced, I could focus more on family, personal growth, and pursuits that truly mattered.
One natural outcome of this freedom was the publication of my first poetry book, Kuchh Boondein Ashq Ki, which received warm appreciation from readers. It reinforced a powerful insight for me: financial freedom isn’t just about numbers—it creates the space to explore creativity, reflection, and deeper purpose.
This clarity eventually shaped my next chapter. Drawing from my own investing journey and deep interest in financial planning, PlanNivesh was born. Today, I guide individuals and families through goal-based investing and disciplined, long-term strategies—helping them build not only financial security, but also confidence and clarity for the future.
A New CHAPTER
PlanNivesh
What I Offer
- Personalized goal-based investing aligned to your life aspirations—whether it’s buying your house, planning for child’s education, or building a retirement corpus.
- Smart mutual fund strategies—following fund managers, understanding their styles, rebalancing portfolios, and ensuring tax efficiency.
- Clarity and confidence in financial decisions, removing the noise and focusing on what truly matters—Your Goals
My Approach
I believe investing is like planning a journey—having a clear destination, choosing the right path, and staying consistent ensures you reach where you want to be. My approach focuses on:
- Understanding your goals and priorities.
- Designing a plan that balances risk and return.
- Regularly reviewing and rebalancing your investments
- Suggesting tax savings ways while your wealth grows
What I Believe
Wealth creation is not about chasing quick gains—it’s about consistency, patience, and time in the market. I strongly believe:
Money should work for you, even while you sleep
Planning gives direction
just like a map for a journey.
Time rewards patience
one step at a time.
Personalized Guidance
making compounding your best ally.
